Cindy Sealey, CFA
Principal, Client Facing Practice Lead

Cindy Sealey has more than 30 years of experience in the investment management industry. At Cutter Associates, she leads a CutterConsulting practice advising investment management firms on their sales & distribution, marketing, product development, consultant relations, client service, and client reporting functions. She helps firms design operating models, select systems, design client, account, and product data models, and implement systems. Prior to joining Cutter Associates, Cindy served as Vice President and Head of Operations for a division of Guggenheim Investments. She was also Head of Equities where she led a team of portfolio managers, research analysts, and traders. Cindy holds a B.B.A from Washburn University and she is a Chartered Financial Analyst. 

John Refford

John Refford joined Cutter Associates in 2018 as a consultant in the client facing practice. John brings deep expertise in digital marketing technology within the financial services industry. Prior to joining Cutter Associates, John spent 18 years at Natixis Investment Managers, most recently as Senior Vice President - Marketing Technology. There, John led the effort to digitize and modernize the firm’s Marketing strategy by launching new digital capabilities and marketing channels. He pioneered the firm's social media and lead generation programs focused on building brand awareness and driving advisor engagement. John also spent eight years as a Vice President - Global Infrastructure where he was responsible for all system, network, and security for global offices. John was a member of the Mutual Funds Education Alliance and served as a Digital Council board member from 2015-2017. A recognized leader in digital strategies, John has presented at several industry events on “A Customer Oriented Social Strategy” and "9 Principles of Advisor Engagement".  John holds a B.Sc. in Computer Science from Fitchburg State College, a Graduate Certificate in Technology Management from Worcester Polytechnic Institute, and an M.B.A. from Babson College.